Investments

Although the idea of investing to provide for future financial security is gaining wider acceptance, for the would-be investor, finding the most appropriate investment can be a daunting prospect.

Consulting us is an obvious first step, particularly if you are looking at the various types of collective investment vehicles available rather than planning to invest directly yourself.

As well as savings vehicles designed for specific purposes – such as school fees provision – there is also a whole range of opportunities open to the investor wishing to generate extra income or build up a capital sum for the future.

Diversification is key to successful investing, particularly in today’s volatile world. Many investors are naturally cautious and keen to spread their risk during periods of market uncertainty.

Monahans Wealth Management Service (MWMS) consists of a family of carefully constructed risk-based portfolios with a choice of investment strategies depending on your attitude to risk. They are available for direct investment and, for tax efficiency, through the full range of tax “wrappers” such as SIPP, ISA, OEIC and offshore bonds.

Maximising returns at each risk level
MWMS portfolios have a range of five risk levels, several investment styles and a mix of costs. Each though aims to maximise returns by employing bespoke asset allocation strategies that can include fixed interest, equity, commercial property and absolute return investments.

Blend to create bespoke portfolios
We can mix investment styles on MWMS within the same risk level, confident that our clients’ portfolios will stay within their chosen risk profile. This gives us the ability to create bespoke investment portfolios.

Monitoring and rebalancing as standard
To keep our clients’ investments on track, regular rebalancing, monitoring and governance are provided as a standard service:

• Strategic asset allocation is regularly reviewed to optimise the expected return on each portfolio.
• Tactical asset allocation is continuously monitored to take advantage of shorter-term investment opportunities.
• The portfolios are rebalanced on an ongoing basis to maintain the target asset allocation position.
• The performance of the underlying funds in MWMS portfolios is monitored and funds are replaced whenever a more appropriate alternative is identified.
• Our internal investment committee oversees the fund research process and refers to nationally recognised independent fund research data from the likes of Old Broad Street Research (OBSR) and Standard and Poors.

Managing Your Investment Portfolio
Keeping on top of all your investments and rebalancing the mix of your portfolio as circumstances change can be very time consuming.
Monahans Tailored Wealth Management Service is also an online service that allows us to manage your entire portfolio of investments from one web page, regardless of where these assets are held.

Pensions, ISAs, mutual funds and stocks and shares, can be viewed in one place, and managed simply and effectively as part of one overall plan to meet your financial goals and objectives.

Contact us here for a free no obligation discussion about your investment needs and how Monahans Financial Services could help you.

All investments fluctuate in value.  You may get back less than your original investment.

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